The only disconnect from a mortgage is: Your mortgage is paid regularly 
in a tight time frame and you can opt to have it withdrawn from your 
bank/credit card so you *don't* have to remember.  SWMA may come yearly, 
every three years or in between and if you have purchased software in 
between you might have multiple SWMA renewal windows.
Can I opt for an automatic withdrawal from a bank account or credit 
card? Nope - There is paperwork that needs to be signed. Can I opt for a 
snail mail renewal? Nope! Only email. Can I pay monthly? Nope!
The deck is stacked against the small guy who runs his/her own business 
and is fighting daily survival battles.  IBM assumes that you have 
notifications built for yourself to remember things every three years 
(or whatever....it isn't monthly like a mortgage). After missing my SWMA 
renewal windows a couple of times, I put in calendar items a month 
before renewal FAR into the future so I hopefully will be notified. That 
is, it will happen if my email/calendar client doesn't get hammered or I 
change software.....
I LOVE IBM!  I love SWMA!  But they could apply some "Smarter Planet" 
consulting to themselves when it comes to a process that benefits the 
consumer.
Pete Helgren
Value Added Software, Inc
www.petesworkshop.com
GIAC Secure Software Programmer-Java
On 7/3/2012 5:43 AM, rob@xxxxxxxxx wrote:
Shannon,
While you're at this will you contact my mortgage company and ask them why
they charge an arbitrary, and capricious,  tax on me if I am late on my
payment?
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